Firefighter Cancer Health Care Benefit Plan

The South Carolina State Firefighters’ Association along with its South Carolina Firefighter Cancer Coalition has drafted a Firefighter Cancer Health Care Benefit Plan that has  been introduced in the South Carolina Senate – S1071 and House of Representatives – H5139.

Senate Bill – S1071 (clink link to follow bill) has been assigned to the Committee on Banking and Insurance and House Bill – H5139 (clink link to follow bill) has been assigned to the Committee on Labor, Commerce and Industry.

Talking Points for S1071 & H5139

Click to watch a full explanation of the plan. 

What is the Firefighter Cancer Health Care Benefit 

The Firefighter Cancer Health Care Benefit Plan is a supplemental insurance policy available to volunteer and career firefighters. The bill would; upon a diagnosis of cancer, entitle a firefighter to benefits, if a firefighter has been in a South Carolina Fire Department for at least five continuous years and within ten years of last date of active service. 

Upon medical diagnosis, as a firefighter you would be reimbursed up to $12,000 annually for any out of pocket medical expenses to include but not limited to; deductibles, copayments, or coinsurances costs incurred. A benefit of $20,000 would be provided upon a diagnosis as defined and not to exceed one benefit payment per calendar year. In the case of death, as a result of the cancer or circumstances, a $75,000 death benefit would be provided.  This bill would also make a firefighter’s death, that is a result of the cancer or circumstances that arise from the treatment of cancer; a line of duty death in South Carolina.

Get involved!

Contact your S.C. Senate and House members and ask them to support S1071 / H5139, Firefighter Cancer Health Care Benefit Plan.

How Can I Support the Firefighter Cancer Health Care Benefit 

Contact your South Carolina Senate and House members ask them to support S1071 / H5139, Firefighter Cancer Health Care Benefit Plan.

 *To determine who your state elected officials are submit your home address HERE

*You can write your own message or you may use our sample letter S1071 Letter of Support or H5139 Letter of Support.

Firefighter Cancer Facts

As a firefighter, you are at a nine percent higher risk of being diagnosed with cancer and fourteen percent higher risk of dying from cancer than the general U.S. population (CDC & NIOSH). As a firefighter in South Carolina, along with your 17,500+ other brothers and sisters, you are responding to more than 20,000 fires in South Carolina each year.

The cancers mostly responsible for this higher risk were respiratory (lung, mesothelioma), 
GI (oral cavity, esophageal, large intestine), and kidney. Firefighters’ risks are significantly higher for some specific types of cancer than the general population.

In 2013, NIOSH researchers reported a two-fold excess of malignant mesothelioma, a very rare cancer. Put another way, firefighters have a 100 percent increased risk (100 percent = double = 2 times) of getting mesothelioma. Firefighters have a 129 percent increased risk of dying from mesothelioma. A 2006 meta-analysis by Grace LeMasters of 32 firefighter cancer studies noted a two-fold excess for testicular cancer. Firefighters have a 62 percent higher risk of getting esophageal cancer, and they have a 39 percent increased risk of dying from esophageal cancer, according to the NIOSH research.