George Johnson Insurance / Selective Insurance


George Johnson Insurance has been placing property and casualty insurance coverage for fire departments in South Carolina since 1953. The coverage is placed with Selective Insurance Company’s Volunteer Emergency Services Program (VESP) which is perfect for career, combination and volunteer emergency services organizations. Selective’s VESP product includes:

     Commercial Property Insurance

  • Guaranteed Replacement Cost
  • Flood and Earthquake
  • Commandeered Property
  • Disappearing Deductible
  • Equipment Breakdown
  • Pollutant Cleanup and Removal

Commercial General Liability Insurance

  • Aggregate Limit of $10,000,000
  • Emergency and Training Pollution Coverage
  • Emergency Services Errors & Omissions
  • Incidental Medical Malpractice
  • Employer’s Liability

Commercial Inland Marine Insurance

  • VESP Portable Equipment
  • Guaranteed Replacement Cost
  • $100 deductible option
  • No schedule of Equipment requirement

Commercial Automobile Insurance

  • VESP Value Guard (Agreed Value) Coverage
  • Commandeered Automobiles
  • Employees Non-Ownership
  • Limited Physical Damage for Employees or Volunteers Vehicles

Emergency Services Directors & Officers Liability

  • Extends to Employment Related Exposures
  • Full Prior Acts Coverage
  • No deductible

Commercial Umbrella

  • No Self Insured Retention
  • Covers:
    • Employee Benefits Liability
    • Commercial General Liability
    • Commercial Automobile Liability
    • Emergency Services Directors & Officers Liability
    • Employer’s Liability

Risk Management and Loss Control Services

  • On-line streaming video catalog
  • Loss control visits/inspections
  • Workplace Risk Solutions hotline

The South Carolina Firefighters Insurance Services is proud of our partnership with George Johnson Insurance. Our ultimate goal in this partnership is to provide our members with property and casualty insurance coverage, in the hopes of creating the most competitive insurance environment for the fire service in South Carolina.

A. Kyle Milner III, CIC, AAI
George Johnson Insurance
P.O.   Box6160
Spartanburg, SC29304
(864) 585-2256 (p)
(864) 327-1861 (f)
VESP Application
Employee Driven Lawsuits